SAVINGS

Whether you’re saving for Christmas or looking towards the future,
Bank of Holly Springs has an account to help you reach your goal.

 

SEE RATES

Savings

  • $200 to open
  • $200 minimum balance or $10 service fee will be charged
  • 3 withdrawals per quarter

Any withdrawal exceeding 3 per quarter is subject to a $3 service fee per transaction

Certificates of Deposit

  • $1,000 to open
  • $1,000 minimum balance
  • Three month penalty for early withdrawal

Christmas Club

  • $25 to open

Benefits

  • No minimum balance
  • No service fee

IRA

  • Verification of employment
  • Must list beneficiary

Benefits

  • No minimum balance
  • Yearly distributions began after 72 years of age
  • 18 month certificates of deposit

Consumer Savings Accounts Comparison Chart

SavingsChristmas ClubCertificates of DepositIRA
Minimum to Open$200 $25 $1,000 None
Minimum Balance$200 None$1,000 None
Fees$10 if balance drops below $200NoneThree month penalty for early withdrawalNone