CONSUMER CHECKING

With four different types of checking accounts,
Bank of Holly Springs can meet your needs and
the needs of your family.

SEE RATES COMPARE ACCOUNTS

Student Checking

$200 to open
Must have student ID to open

Up to three $25 overdraft fees may be charged daily on any deposit account

Benefits

No minimum balance
No service fee

Bonus Checking

$200 to open
$10 service fee which may be waived if balance $2,500 or greater

Up to three $25 overdraft fees may be charged daily on any deposit account

NOW Account

$1,000 to open
$1,000 minimum balance
$8 service fee if balance drops below $1,000
No Corporations or Partnerships

Up to three $25 overdraft fees may be charged daily on any deposit account

Benefits

Interest bearing
Allowed 20 debits per month: $0.20 charge if limit is exceeded

Super NOW

$2,500 to open
$2,500 minimum balance
$8 service fee if balance drops below $2,500
$0.25 charge per debit
No Corporations or Partnerships

Up to three $25 overdraft fees may be charged daily on any deposit account

Benefits

Interest bearing

Premier NOW

$5,000 to open
$5,000 minimum balance
$8 service fee if balance drops below $5,000
No Corporations or Partnerships

Up to three $25 overdraft fees may be charged daily on any deposit account.

Benefits

Interest bearing - Variable
Allowed 20 debits per month: $0.20 charge if limit is exceeded

Money Market Account

$2,500 to open
$2,500 minimum balance
$8 service fee
6 withdrawals per month with no more than three being by check to third parties
$5 fee for each transaction that exceeds the monthly limit

Up to three $25 overdraft fees may be charged daily on any deposit account

Benefits

Interest bearing

50 and Better

Must be 50 or older
$200 to open
$6 service fee

To receive benefits, online registration and activation is required.

Up to three $25 overdraft fees may be charged daily on any deposit account

Benefits

No minimum balance
Interest bearing when balance exceeds $1,000
Up to $10,000 accidental death insurance
Up to $300 cell phone protection to cover replacement and repairs
Identity theft and credit monitoring
Register for or access benefits here.

Senior Citizen

Benefits

No minimum balance
No service fee